For many individuals, going to the college is a fulfilling experience. By the end of the graduation, most people do have their dream job at hand and most have student loan payments to make as well. Depending on the type of student loan you have opted for and your financial capability for monthly payments, you might want to consider loan refinancing. Below are the 10 best student loan refinance companies you can choose from.

SoFi
Social Finances or SoFi has quickly positioned itself as one of the 10 best student loan refinance companies. The company was founded by a group of Stanford business students who wanted to help their fellow batchmates from student debt with lower interest rates. The program was launched back in 2011 and has grown quickly. Some of the benefits of this refinance company are they provide career guidance, 0.25% interest rate reduction if you set-up an AutoPay, access to SoFi members, and 0.25% interest rate discount on other loans for being a member.

Citizens Bank
Citizens Bank is one of the most well-known companies when it comes to refinancing students loan. There are many benefits and options for borrowers who are looking forward to saving money on student debt. The company has refinanced and consolidated up to $500,00 in federal and private student loans.

LendKey
LendKey is a unique student loan refinance company that takes the help of the local credit unions to help borrowers refinance their student loans. The company is known for its great customer service and also good interest rate options especially if you are looking forward to saving. It has a personal approach to borrowing that makes it stand out compared to the other companies who are a part of the 10 best student loan refinance companies list.

CommonBond
The primary goal of this company is to make student debt more affordable through consolidation and refinancing. Some of the advantages of opting for CommonBond are they are the only lender who offers hybrid interest rate, they consign release after 36 months of making payments on time and also allow temporary postpone to hybrid payments.

Darien Rowayton Bank (DRB)
DRB compared to others on the lost is comparatively a smaller lender but still a great option to consider. DRB does not have a maximum amount when it comes to loan balance which is a great perk. Also, if you already have a job offer than you can refinance while you are in the last semester of college.

Education Loan Finance (ELFI)
ELFI is a newcomer compared to other companies who are a part of the 10 best student loan refinance companies list. However, the management of ELFI has an experience of over 30 years in the student lending industry. Some of the advantages of choosing ELFI are that consigner release is provided after 12 months of on-time payments, a cash bonus of $200 if you accept the offer within 30 days and postpone payments for up to 12 months in case of financial hardship.

Purefy
When it comes to loan rates and loan amount, Purefy gives a tough competition to other companies on the list. Also, Purefy is the only lender to refinance student loans for a married couple together. The company also has unique short-term loans and is a popular socially active lending company.

Earnest
Earnest is one of the 10 best student loans refinance companies especially when it comes to refinancing and consolidating both federal and private student loan. The repayment terms vary from 5-20 years. Some of the key benefits of opting for Earnest are they have a unique application process, you can skip one monthly payment each year, and you can also switch between variable and fixed interest rates every 6 months.

Discover Student Loans Consolidation
This company offers an affordable option to help refinance the loans. One of the biggest advantages is that it has a student loan specialist service that is available all 24 hours of the day. However, facilities like career services and job replacements are not offered by this company.

College Ave
Another best student loan refinances company is College Ave with numerous repayment term options. Also, the company does not charge any application, prepayment fees, or origination fees. They handle ParentPlus loans as well.